Hawaiian Financial
Honolulu, HI · Charter 1717 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 10 branches
Q2 2026
$1.1BAssets
$592.1MLoans
$1.0BShares
$131.9MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 66% of credit unions $1B-$10B in assets (rank 147 of 435).
- Widest gap: net interest margin trails 97% of credit unions $1B-$10B in assets (rank 422 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.75%
Rank 246 of 435
Net Interest Margin
2.14%
Rank 422 of 435
Efficiency Ratio
71.24%
Rank 214 of 435
Equity / Assets
11.72%
Rank 156 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.75% | 0.55% | 0.81% | 1.14% | Beats 43% | 246 / 435 | |
| Return on Equity | 6.44% | 5.12% | 7.41% | 9.70% | Beats 38% | 270 / 435 | |
| Net Interest Margin | 2.14% | 3.01% | 3.39% | 3.75% | Beats 3% | 422 / 435 | |
| Efficiency Ratio | 71.24% | 65.25% | 71.39% | 77.86% | Beats 51% | 214 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.54% | 0.45% | 0.69% | 1.05% | Beats 66% | 147 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.72% | 9.81% | 10.84% | 12.63% | Beats 64% | 156 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.72% | 9.81% | 10.84% | 12.63% | Beats 64% | 156 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 58.66% | 78.33% | 88.38% | 95.61% | 6th pctl | 408 / 435 | |
| Loans / Assets | 52.60% | 67.69% | 74.58% | 80.80% | 8th pctl | 401 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |