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Artisans' Bank

Wilmington, DE · Cert 17123 · Peer group: banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=27-31)

SI · FDIC · 13 branches

Q2 2026

$718.2MAssets
$526.9MLoans
$643.0MDeposits
$68.0MEquity

Executive Summary

  • Strongest standing: net interest margin outperforms 42% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 18 of 31).
  • Widest gap: return on assets trails 81% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 25 of 31).
  • Overall: at or above the peer median on 0 of 9 directional measures.

Return on Assets

0.52%

Rank 25 of 31

Net Interest Margin

3.12%

Rank 18 of 31

Efficiency Ratio

79.29%

Rank 23 of 31

Equity / Assets

9.47%

Rank 23 of 31

Non-interest income vs. expense

$2.9M$20.3MINCOMEEXPENSE
Unfavorable gap of $17.4M · efficiency ratio beats 29% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area
Bank 79.29%Peer median 63.8%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets0.52%0.63%0.93%2.39%Beats 19%25 / 31
Return on Equity5.48%4.15%7.07%14.29%Beats 39%19 / 31
Net Interest Margin3.12%2.72%3.26%3.84%Beats 42%18 / 31
Efficiency Ratio79.29%49.04%63.83%80.34%Beats 29%23 / 31
Asset Quality
Nonperforming Loans / Loans0.74%0.00%0.24%1.22%Beats 37%18 / 27
Net Charge-Offs / Loans0.01%n/an/a0.01%Beats 30%20 / 27
Capital
Tier 1 Capital Ratio13.01%13.01%19.43%42.39%Beats 23%24 / 31
Total Risk-Based Capital Ratio13.95%13.95%20.55%43.38%Beats 23%24 / 31
Equity / Assets9.47%9.21%12.36%21.28%Beats 26%23 / 31
Liquidity & Funding
Loans / Deposits81.95%52.41%83.15%99.86%45th pctl17 / 31
Loans / Assets73.37%37.80%67.87%79.23%55th pctl14 / 31
Brokered Deposits / Depositsn/aNot reported for this institution