Norwood Town Employees
Norwood, MA · Charter 17112 · Peer group: credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (n=60)
NCUA · 1 branch
Q2 2026
$5.8MAssets
$3.1MLoans
$4.2MShares
$1.6MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 97% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 2 of 60).
- Widest gap: nonperforming loans / loans trails 95% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 58 of 60).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.86%
Rank 29 of 60
Net Interest Margin
4.31%
Rank 8 of 60
Efficiency Ratio
77.52%
Rank 32 of 60
Equity / Assets
27.08%
Rank 2 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.86% | 0.35% | 0.84% | 1.37% | Beats 52% | 29 / 60 | |
| Return on Equity | 3.18% | 2.76% | 6.36% | 10.04% | Beats 27% | 44 / 60 | |
| Net Interest Margin | 4.31% | 3.02% | 3.63% | 4.05% | Beats 87% | 8 / 60 | |
| Efficiency Ratio | 77.52% | 67.68% | 77.48% | 89.33% | Beats 48% | 32 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.89% | 0.32% | 0.64% | 1.44% | Beats 5% | 58 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 27.08% | 10.72% | 13.16% | 17.68% | Beats 97% | 2 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 27.08% | 10.72% | 13.16% | 17.68% | Beats 97% | 2 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 72.93% | 43.79% | 55.03% | 72.55% | 77th pctl | 14 / 60 | |
| Loans / Assets | 53.20% | 36.50% | 47.22% | 58.67% | 60th pctl | 24 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |