PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

First Republic Bank

Rayville, LA · Cert 17107

FDIC

Q2 2000

$204.5MAssets
$158.4MLoans
$161.8MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.19%, down 28 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 97.92% of deposits as of Q2 2000.

Return on Assets (YTD, annualized)

1.19%-28 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000Q2 2000YoY ΔTrend
Earnings
Return on Assets1.58%1.52%1.49%1.47%1.48%1.33%0.93%1.19%-28 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)11.60%8.92%10.55%11.32%18.34%15.75%17.68%16.30%+497 bps
Loan Growth (YoY)16.51%29.86%23.22%19.54%31.66%23.08%22.85%15.45%-409 bps
Deposit Growth (YoY)17.70%12.62%10.79%7.79%7.98%6.87%11.28%6.77%-102 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits82.25%79.49%83.16%90.55%100.28%91.55%91.81%97.92%+737 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a