Arlington, TX · Charter 17100
NCUA · 3 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.36% | 1.43% | 1.41% | 1.77% | 1.93% | 1.90% | 1.70% | 1.79% | +2 bps | |
| Return on Equity | 14.34% | 14.53% | 14.13% | 16.95% | 17.37% | 16.80% | 14.62% | 15.04% | -191 bps | |
| Net Interest Margin | 3.39% | 3.45% | 3.69% | 3.86% | 4.03% | 3.98% | 4.00% | 4.00% | +15 bps | |
| Efficiency Ratio | 65.55% | 64.81% | 64.06% | 61.05% | 60.46% | 60.57% | 64.76% | 63.71% | +266 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.51% | -3.17% | -1.04% | 0.07% | 2.07% | 4.51% | 2.73% | 3.72% | +365 bps | |
| Loan Growth (YoY) | 2.94% | 1.82% | 4.45% | 4.49% | 1.56% | 4.48% | 4.24% | 4.10% | -39 bps | |
| Share Growth (YoY) | -5.94% | -4.60% | -2.38% | -1.35% | 0.04% | 2.86% | 0.64% | 2.11% | +346 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.66% | 0.78% | 0.46% | 0.32% | 0.77% | 0.59% | 0.27% | 0.23% | -9 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.46% | 9.86% | 9.96% | 10.42% | 11.09% | 11.29% | 11.62% | 11.91% | +149 bps | |
| Net Worth / Assets | 9.46% | 9.86% | 9.96% | 10.42% | 11.09% | 11.29% | 11.62% | 11.91% | +149 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 45.06% | 44.59% | 44.26% | 45.54% | 45.74% | 45.29% | 45.84% | 46.42% | +89 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |