Labette Bank
Altamont, KS · Cert 17068 · Peer group: banks under $1B in assets in KS (n=98) · Labette County Bankshares Inc.
State charter, non-member · FDIC · 10 branches
Q2 2026
$544.4MAssets
$311.3MLoans
$457.2MDeposits
$70.3MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 70% of banks under $1B in assets in KS (rank 29 of 98).
- Widest gap: nonperforming loans / loans trails 82% of banks under $1B in assets in KS (rank 81 of 98).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
1.03%
Rank 74 of 98
Net Interest Margin
3.74%
Rank 35 of 98
Efficiency Ratio
63.06%
Rank 65 of 98
Equity / Assets
12.91%
Rank 29 of 98
Non-interest income vs. expense
Unfavorable gap of $11.6M · efficiency ratio beats 35% of banks under $1B in assets in KS | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.03% | 1.03% | 1.24% | 1.54% | Beats 24% | 74 / 98 | | |
| Return on Equity | 8.01% | 8.85% | 11.58% | 14.73% | Beats 18% | 80 / 98 | | |
| Net Interest Margin | 3.74% | 3.24% | 3.62% | 3.91% | Beats 64% | 35 / 98 | | |
| Efficiency Ratio | 63.06% | 51.87% | 58.88% | 64.74% | Beats 35% | 65 / 98 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.73% | 0.01% | 0.33% | 1.05% | Beats 18% | 81 / 98 | | |
| Net Charge-Offs / Loans | 0.01% | n/a | 0.00% | 0.03% | Beats 41% | 59 / 98 | | |
| Capital |
| Tier 1 Capital Ratio | 13.06% | 11.81% | 13.71% | 17.33% | Beats 45% | 54 / 98 | | |
| Total Risk-Based Capital Ratio | 13.06% | 11.81% | 14.13% | 17.45% | Beats 39% | 60 / 98 | | |
| Equity / Assets | 12.91% | 8.60% | 11.34% | 13.10% | Beats 70% | 29 / 98 | | |
| Liquidity & Funding |
| Loans / Deposits | 68.09% | 57.09% | 69.84% | 82.47% | 46th pctl | 53 / 98 | | |
| Loans / Assets | 57.18% | 49.34% | 58.31% | 68.94% | 45th pctl | 54 / 98 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |