PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Rhode Island Hospital Tr NB

Providence, RI · Cert 17057

FDIC

Q1 1998

$3.3BAssets
$1.4BLoans
$2.8BDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.17%, up 26 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 50.19% of deposits as of Q1 1998.

Return on Assets (YTD, annualized)

1.17%+26 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1996Q3 1996Q4 1996Q1 1997Q2 1997Q3 1997Q4 1997Q1 1998YoY ΔTrend
Earnings
Return on Assets1.43%1.43%1.44%0.90%1.23%1.34%1.40%1.17%+26 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)5.56%9.03%14.62%21.77%11.73%4.08%-4.86%-13.20%-3,497 bps
Loan Growth (YoY)2.51%-4.67%3.72%47.29%-14.97%-20.63%-24.48%-36.75%-8,404 bps
Deposit Growth (YoY)1.26%4.38%5.82%8.89%11.26%2.38%0.55%-2.13%-1,102 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits82.77%76.20%78.34%77.65%63.26%59.07%58.84%50.19%-2,747 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a