Fort Wayne, IN · Charter 17012
NCUA · 13 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Fort Wayne, IN area (n=19). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
63
Asset Quality
74
Profitability
48
Liquidity
20
Efficiency
63
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Fort Wayne, IN · Charter 17012
NCUA · 13 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.24% | 1.33% | 1.34% | 1.21% | 1.32% | +8 bps | |
| Return on Equity | 10.11% | 10.59% | 10.65% | 9.72% | 10.11% | 0 bps | |
| Net Interest Margin | 3.58% | 3.61% | 3.56% | 3.59% | 3.75% | +17 bps | |
| Efficiency Ratio | 75.72% | 74.19% | 73.53% | 75.66% | 73.94% | -178 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.50% | 3.10% | 5.82% | 5.13% | 4.68% | +118 bps | |
| Loan Growth (YoY) | 4.12% | 2.11% | 2.50% | 3.61% | 5.40% | +129 bps | |
| Share Growth (YoY) | 2.47% | 1.71% | 4.47% | 4.10% | 4.22% | +175 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.26% | 0.30% | 0.28% | 0.17% | 0.47% | +20 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.29% | 12.51% | 12.56% | 12.45% | 13.09% | +80 bps | |
| Net Worth / Assets | 12.29% | 12.51% | 12.56% | 12.45% | 13.09% | +80 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 80.42% | 80.96% | 79.61% | 77.74% | 81.33% | +91 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Fort Wayne, IN · Charter 17012 · Peer group: credit unions under $1B in assets in the Fort Wayne, IN area (n=19)
NCUA · 13 branches
Q2 2026
Return on Assets
1.32%
Rank 9 of 19
Net Interest Margin
3.75%
Rank 12 of 19
Efficiency Ratio
73.94%
Rank 8 of 19
Equity / Assets
13.09%
Rank 7 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.32% | -0.27% | 1.22% | 1.52% | Beats 53% | 9 / 19 | |
| Return on Equity | 10.11% | -2.41% | 9.38% | 13.75% | Beats 53% | 9 / 19 | |
| Net Interest Margin | 3.75% | 3.49% | 3.77% | 4.18% | Beats 37% | 12 / 19 | |
| Efficiency Ratio | 73.94% | 68.63% | 79.83% | 95.74% | Beats 63% | 8 / 19 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.47% | 0.38% | 0.61% | 1.20% | Beats 74% | 6 / 19 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 13.09% | 10.00% | 11.56% | 13.69% | Beats 63% | 7 / 19 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 13.09% | 10.00% | 11.56% | 13.69% | Beats 63% | 7 / 19 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 81.33% | 49.95% | 68.70% | 81.33% | 74th pctl | 5 / 19 | |
| Loans / Assets | 70.01% | 39.83% | 58.83% | 70.01% | 74th pctl | 5 / 19 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||