Community 1st Bank Las Vegas
Las Vegas, NM · Cert 16854 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · FNB Financial Corp.
State charter, non-member · FDIC · 4 branches
Q2 2026
$293.9MAssets
$106.7MLoans
$265.8MDeposits
$27.0MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 185 of 743).
- Widest gap: equity / assets trails 72% of banks under $1B in assets operating in a single state (rank 535 of 746).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.66%
Rank 123 of 746
Net Interest Margin
3.87%
Rank 303 of 746
Efficiency Ratio
48.49%
Rank 88 of 746
Equity / Assets
9.18%
Rank 535 of 746
Non-interest income vs. expense
Unfavorable gap of $5.0M · efficiency ratio beats 88% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.66% | 0.72% | 1.06% | 1.45% | Beats 84% | 123 / 746 | |
| Return on Equity | 18.05% | 6.74% | 10.51% | 13.63% | Beats 93% | 50 / 746 | |
| Net Interest Margin | 3.87% | 3.17% | 3.68% | 4.16% | Beats 59% | 303 / 746 | |
| Efficiency Ratio | 48.49% | 55.74% | 64.58% | 75.47% | Beats 88% | 88 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.03% | 0.09% | 0.42% | 1.07% | Beats 80% | 149 / 743 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 21.93% | 11.55% | 13.75% | 17.60% | Beats 86% | 102 / 746 | |
| Total Risk-Based Capital Ratio | 22.98% | 11.71% | 14.33% | 18.43% | Beats 87% | 99 / 746 | |
| Equity / Assets | 9.18% | 8.90% | 10.51% | 13.06% | Beats 28% | 535 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 40.13% | 61.31% | 78.27% | 90.78% | 5th pctl | 707 / 746 | |
| Loans / Assets | 36.30% | 53.60% | 66.97% | 76.08% | 6th pctl | 699 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |