PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Barnett Bank of Tallahassee

Tallahassee, FL · Cert 16826

FDIC

Q1 1996

$626.6MAssets
$396.7MLoans
$484.6MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.40%, down 11 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 81.87% of deposits as of Q1 1996.

Return on Assets (YTD, annualized)

1.40%-11 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995Q1 1996YoY ΔTrend
Earnings
Return on Assets1.63%1.65%1.73%1.51%1.61%1.67%1.70%1.40%-11 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/a-19.48%-15.39%3.34%10.34%17.10%+3,658 bps
Loan Growth (YoY)n/an/an/a-0.46%-0.45%-0.53%10.46%4.84%+531 bps
Deposit Growth (YoY)n/an/an/a-19.92%-5.96%-10.02%3.36%7.30%+2,722 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits80.08%80.15%76.21%83.78%84.77%88.60%81.45%81.87%-192 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a