PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Anderson State Bank Inc.

Hemingway, SC · Cert 16782

FDIC

Q1 2000

$84.9MAssets
$45.6MLoans
$77.2MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.22%, up 62 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 59.06% of deposits as of Q1 2000.

Return on Assets (YTD, annualized)

1.22%+62 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1998Q3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000YoY ΔTrend
Earnings
Return on Assets1.11%1.00%0.86%0.61%0.89%0.86%0.86%1.22%+62 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)4.54%-0.12%0.00%0.33%-1.05%2.83%5.71%5.42%+509 bps
Loan Growth (YoY)22.94%11.17%3.49%-4.99%-3.19%7.67%20.16%13.54%+1,853 bps
Deposit Growth (YoY)3.93%-1.19%-0.47%0.32%-0.83%3.95%7.15%6.34%+601 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits61.24%54.85%55.19%55.32%59.79%56.81%61.88%59.06%+375 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a