Campbell & Fetter Bank
Kendallville, IN · Cert 16757 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · C&F Banc Shares Corp.
State charter, non-member · FDIC · 8 branches
Q2 2026
$355.0MAssets
$238.4MLoans
$285.6MDeposits
$35.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 105 of 743).
- Widest gap: net interest margin trails 79% of banks under $1B in assets operating in a single state (rank 591 of 746).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.83%
Rank 502 of 746
Net Interest Margin
3.07%
Rank 591 of 746
Efficiency Ratio
64.96%
Rank 380 of 746
Equity / Assets
10.10%
Rank 411 of 746
Non-interest income vs. expense
Unfavorable gap of $6.9M · efficiency ratio beats 49% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.83% | 0.72% | 1.06% | 1.45% | Beats 33% | 502 / 746 | | |
| Return on Equity | 8.21% | 6.74% | 10.51% | 13.63% | Beats 35% | 487 / 746 | | |
| Net Interest Margin | 3.07% | 3.17% | 3.68% | 4.16% | Beats 21% | 591 / 746 | | |
| Efficiency Ratio | 64.96% | 55.74% | 64.58% | 75.47% | Beats 49% | 380 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.42% | 1.07% | Beats 100% | 105 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 64% | 274 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 21.67% | 11.55% | 13.75% | 17.60% | Beats 86% | 105 / 746 | | |
| Total Risk-Based Capital Ratio | 22.90% | 11.71% | 14.33% | 18.43% | Beats 86% | 101 / 746 | | |
| Equity / Assets | 10.10% | 8.90% | 10.51% | 13.06% | Beats 45% | 411 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 83.47% | 61.31% | 78.27% | 90.78% | 62nd pctl | 287 / 746 | | |
| Loans / Assets | 67.16% | 53.60% | 66.97% | 76.08% | 51st pctl | 369 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |