Chatsworth, CA · Charter 16665
Q1 1999
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1997 | Q3 1997 | Q4 1997 | Q1 1998 | Q2 1998 | Q3 1998 | Q4 1998 | Q1 1999 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 4.32% | 4.31% | 4.39% | 4.51% | 4.40% | 4.40% | 4.31% | 4.15% | -36 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.28% | 6.59% | 9.17% | 11.15% | 14.45% | 13.51% | 15.99% | 14.79% | +364 bps | |
| Loan Growth (YoY) | 22.83% | 11.80% | 11.92% | 13.11% | 9.53% | 9.54% | 18.71% | 19.53% | +642 bps | |
| Share Growth (YoY) | 5.31% | 7.71% | 9.47% | 11.50% | 15.34% | 14.41% | 16.90% | 15.77% | +426 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.54% | 0.58% | 0.55% | 0.60% | 0.55% | 0.58% | 0.50% | 0.49% | -11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.49% | 0.48% | 0.51% | 0.53% | 0.59% | 0.59% | 0.56% | 0.55% | +2 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 74.76% | 75.30% | 74.27% | 73.84% | 70.99% | 72.09% | 75.42% | 76.24% | +240 bps | |
| Liquid Assets / Assets | 21.24% | 20.74% | 23.57% | 24.58% | 29.95% | 29.56% | 26.50% | 21.09% | -349 bps | |