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Bank Northwest

Hamilton, MO · Cert 16601 · Peer group: banks under $1B in assets in the Kansas City, MO-KS area (n=39-40) · Caldwell County Bancshares Inc.

State charter, non-member · FDIC · 5 branches

Q2 2026

$210.3MAssets
$165.6MLoans
$189.0MDeposits
$20.3MEquity

Executive Summary

  • Strongest standing: return on equity outperforms 95% of banks under $1B in assets in the Kansas City, MO-KS area (rank 2 of 40).
  • Widest gap: total risk-based capital ratio trails 92% of banks under $1B in assets in the Kansas City, MO-KS area (rank 37 of 40).
  • Overall: at or above the peer median on 5 of 9 directional measures.

Return on Assets

2.54%

Rank 4 of 40

Net Interest Margin

5.57%

Rank 3 of 40

Efficiency Ratio

44.08%

Rank 5 of 40

Equity / Assets

9.63%

Rank 25 of 40

Non-interest income vs. expense

$0.6M$5.5MINCOMEEXPENSE
Unfavorable gap of $5.0M · efficiency ratio beats 90% of banks under $1B in assets in the Kansas City, MO-KS area
Bank 44.08%Peer median 58.1%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets2.54%1.02%1.39%1.86%Beats 90%4 / 40
Return on Equity26.41%10.74%14.78%21.32%Beats 95%2 / 40
Net Interest Margin5.57%3.33%4.05%4.63%Beats 93%3 / 40
Efficiency Ratio44.08%51.70%58.10%69.29%Beats 90%5 / 40
Asset Quality
Nonperforming Loans / Loans0.16%0.05%0.20%1.11%Beats 59%17 / 39
Net Charge-Offs / Loans0.01%n/a0.00%0.05%Beats 38%25 / 39
Capital
Tier 1 Capital Ratio9.66%11.32%12.27%16.94%Beats 8%37 / 40
Total Risk-Based Capital Ratio9.66%11.32%13.09%17.63%Beats 8%37 / 40
Equity / Assets9.63%8.41%10.10%12.34%Beats 38%25 / 40
Liquidity & Funding
Loans / Deposits87.59%73.50%85.60%94.85%57th pctl17 / 40
Loans / Assets78.74%62.75%69.87%79.23%70th pctl12 / 40
Brokered Deposits / Depositsn/aNot reported for this institution