Los Angeles, CA · Charter 16570
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.55% | 1.18% | 3.50% | 2.20% | 1.71% | 0.74% | 0.30% | -0.19% | -239 bps | |
| Return on Equity | 2.50% | 5.31% | 15.13% | 9.75% | 7.32% | 3.18% | 1.29% | -0.83% | -1,059 bps | |
| Net Interest Margin | 2.39% | 2.33% | 5.04% | 4.09% | 3.38% | 3.83% | 1.25% | 1.48% | -261 bps | |
| Efficiency Ratio | 77.52% | 59.64% | 31.22% | 47.17% | 50.22% | 81.06% | 80.03% | 111.09% | +6,392 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.66% | 1.83% | 1.87% | 3.70% | 3.23% | -1.19% | -1.10% | -3.40% | -710 bps | |
| Loan Growth (YoY) | 13.68% | 10.18% | 21.45% | -6.06% | 1.82% | 11.10% | -0.89% | -7.93% | -187 bps | |
| Share Growth (YoY) | 0.47% | 0.92% | -0.22% | 2.73% | 1.53% | -2.54% | -1.36% | -4.14% | -687 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 7.43% | 7.61% | 6.08% | 22.87% | 11.86% | 12.84% | 3.94% | 3.26% | -1,961 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.61% | 1.68% | 1.61% | 1.49% | 1.58% | 1.51% | 1.63% | 1.62% | +13 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 21.93% | 22.22% | 23.10% | 22.53% | 23.30% | 23.22% | 23.29% | 23.13% | +60 bps | |
| Net Worth / Assets | 21.93% | 22.22% | 23.10% | 22.53% | 23.30% | 23.22% | 23.29% | 23.13% | +60 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 57.46% | 53.88% | 56.84% | 59.45% | 57.62% | 61.43% | 57.11% | 57.10% | -235 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |