PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Tampico National Bank

Tampico, IL · Cert 16537

FDIC

Q3 1997

$17.4MAssets
$8.4MLoans
$14.4MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.98%, up 85 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 58.37% of deposits as of Q3 1997.

Return on Assets (YTD, annualized)

0.98%+85 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ4 1995Q1 1996Q2 1996Q3 1996Q4 1996Q1 1997Q2 1997Q3 1997YoY ΔTrend
Earnings
Return on Assets0.76%0.73%0.89%0.14%0.32%0.84%0.94%0.98%+85 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-5.15%-4.19%-5.39%-3.24%-12.73%-14.10%-11.98%-10.98%-774 bps
Loan Growth (YoY)2.17%23.01%21.92%24.18%36.38%47.81%51.76%47.05%+2,287 bps
Deposit Growth (YoY)-4.92%-4.76%-1.50%2.55%-9.44%-12.62%-14.99%-18.88%-2,143 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits25.38%28.96%30.65%32.20%38.23%48.99%54.72%58.37%+2,617 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a