PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Sunwest Bank of Grant County

Silver City, NM · Cert 16505

FDIC

Q2 1997

$129.9MAssets
$36.8MLoans
$83.8MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.17%, down 50 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 43.91% of deposits as of Q2 1997.

Return on Assets (YTD, annualized)

1.17%-50 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1995Q4 1995Q1 1996Q2 1996Q3 1996Q4 1996Q1 1997Q2 1997YoY ΔTrend
Earnings
Return on Assets1.38%1.37%1.55%1.67%1.76%1.72%1.39%1.17%-50 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)10.49%6.99%8.50%5.85%1.99%2.79%19.58%18.84%+1,299 bps
Loan Growth (YoY)1.12%-4.79%-5.66%-1.60%-1.30%-3.01%-0.42%-6.55%-495 bps
Deposit Growth (YoY)8.60%10.18%3.81%1.44%-2.10%1.70%-2.85%-7.73%-917 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits43.62%45.03%42.61%43.36%43.98%42.95%43.68%43.91%+55 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a