Rushmore Electric
Rapid City, SD · Charter 16444 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$29.3MAssets
$7.5MLoans
$26.2MShares
$2.9MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 79% of credit unions under $1B in assets (rank 361 of 1682).
- Widest gap: net interest margin trails 97% of credit unions under $1B in assets (rank 1626 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.90%
Rank 684 of 1,683
Net Interest Margin
2.43%
Rank 1,626 of 1,683
Efficiency Ratio
67.08%
Rank 361 of 1,682
Equity / Assets
10.00%
Rank 1,345 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.90% | 0.35% | 0.74% | 1.18% | Beats 59% | 684 / 1,683 | |
| Return on Equity | 9.00% | 2.67% | 5.89% | 8.74% | Beats 77% | 390 / 1,681 | |
| Net Interest Margin | 2.43% | 3.31% | 3.82% | 4.32% | Beats 3% | 1,626 / 1,683 | |
| Efficiency Ratio | 67.08% | 68.91% | 78.20% | 86.93% | Beats 79% | 361 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.51% | 0.26% | 0.65% | 1.29% | Beats 59% | 698 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.00% | 10.44% | 12.89% | 16.53% | Beats 20% | 1,345 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.00% | 10.44% | 12.89% | 16.53% | Beats 20% | 1,345 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 28.39% | 52.61% | 69.38% | 83.50% | 4th pctl | 1,609 / 1,683 | |
| Loans / Assets | 25.41% | 44.71% | 59.18% | 70.72% | 5th pctl | 1,592 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |