Joliet Municipal Employees
Joliet, IL · Charter 16437 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 1 branch
Q2 2026
$11.1MAssets
$6.3MLoans
$9.9MShares
$1.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 66% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 32 of 95).
- Widest gap: equity / assets trails 82% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 79 of 96).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.65%
Rank 38 of 96
Net Interest Margin
3.24%
Rank 64 of 96
Efficiency Ratio
77.42%
Rank 40 of 96
Equity / Assets
11.12%
Rank 79 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.65% | -0.02% | 0.42% | 1.03% | Beats 60% | 38 / 96 | | |
| Return on Equity | 5.83% | -0.11% | 2.94% | 6.89% | Beats 66% | 32 / 95 | | |
| Net Interest Margin | 3.24% | 3.01% | 3.57% | 4.27% | Beats 33% | 64 / 96 | | |
| Efficiency Ratio | 77.42% | 73.45% | 82.91% | 96.61% | Beats 59% | 40 / 96 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.08% | 0.08% | 0.86% | 1.63% | Beats 23% | 73 / 93 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.12% | 11.79% | 15.23% | 18.93% | Beats 18% | 79 / 96 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.12% | 11.79% | 15.23% | 18.93% | Beats 18% | 79 / 96 | | |
| Liquidity & Funding |
| Loans / Deposits | 63.41% | 32.14% | 50.03% | 67.81% | 74th pctl | 25 / 96 | | |
| Loans / Assets | 56.24% | 23.12% | 42.50% | 56.24% | 75th pctl | 24 / 96 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |