Grand Prairie, TX · Charter 16429
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.28% | 1.29% | -0.18% | 0.43% | 0.28% | 0.28% | 0.54% | -0.90% | -133 bps | |
| Return on Equity | 17.05% | 17.04% | -2.51% | 5.90% | 4.02% | 3.89% | 7.88% | -15.10% | -2,100 bps | |
| Net Interest Margin | 5.98% | 5.89% | 5.80% | 5.77% | 5.75% | 5.78% | 5.58% | 5.27% | -50 bps | |
| Efficiency Ratio | 81.92% | 82.62% | 96.65% | 88.15% | 87.79% | 90.51% | 91.31% | 86.42% | -173 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.15% | 12.56% | 15.28% | 8.49% | 14.21% | 9.79% | 12.21% | 14.04% | +555 bps | |
| Loan Growth (YoY) | 14.30% | 10.83% | 4.05% | -2.55% | -1.04% | -0.54% | 7.59% | 4.51% | +706 bps | |
| Share Growth (YoY) | 5.46% | 8.19% | 15.53% | 14.40% | 12.24% | 14.12% | 11.50% | 15.72% | +133 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.88% | 0.73% | 3.40% | 3.88% | 4.66% | 3.99% | 4.05% | 3.62% | -26 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.46% | 0.29% | 0.49% | 0.58% | 0.73% | 0.65% | 0.66% | 2.01% | +142 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 7.48% | 7.57% | 7.15% | 7.26% | 7.09% | 7.16% | 6.80% | 5.97% | -128 bps | |
| Net Worth / Assets | 7.48% | 7.57% | 7.15% | 7.26% | 7.09% | 7.16% | 6.80% | 5.97% | -128 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 65.58% | 65.26% | 59.04% | 56.81% | 57.82% | 56.88% | 56.97% | 51.30% | -550 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |