Grand Prairie, TX · Charter 16429
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
0
Asset Quality
10
Profitability
32
Liquidity
52
Efficiency
33
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Grand Prairie, TX · Charter 16429
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.43% | 0.28% | 0.28% | 0.54% | -0.90% | -133 bps | |
| Return on Equity | 5.90% | 4.02% | 3.89% | 7.88% | -15.10% | -2,100 bps | |
| Net Interest Margin | 5.77% | 5.75% | 5.78% | 5.58% | 5.27% | -50 bps | |
| Efficiency Ratio | 88.15% | 87.79% | 90.51% | 91.31% | 86.42% | -173 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.49% | 14.21% | 9.79% | 12.21% | 14.04% | +555 bps | |
| Loan Growth (YoY) | -2.55% | -1.04% | -0.54% | 7.59% | 4.51% | +706 bps | |
| Share Growth (YoY) | 14.40% | 12.24% | 14.12% | 11.50% | 15.72% | +133 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 3.88% | 4.66% | 3.99% | 4.05% | 3.62% | -26 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.58% | 0.73% | 0.65% | 0.66% | 2.01% | +142 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.26% | 7.09% | 7.16% | 6.80% | 5.97% | -128 bps | |
| Net Worth / Assets | 7.26% | 7.09% | 7.16% | 6.80% | 5.97% | -128 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 56.81% | 57.82% | 56.88% | 56.97% | 51.30% | -550 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Grand Prairie, TX · Charter 16429 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 1 branch
Q2 2026
Return on Assets
-0.89%
Rank 56 of 60
Net Interest Margin
5.27%
Rank 6 of 60
Efficiency Ratio
86.61%
Rank 41 of 60
Equity / Assets
5.97%
Rank 60 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.89% | 0.02% | 0.62% | 0.99% | Beats 7% | 56 / 60 | |
| Return on Equity | -14.95% | 0.12% | 4.17% | 8.32% | Beats 0% | 60 / 60 | |
| Net Interest Margin | 5.27% | 3.36% | 3.95% | 4.45% | Beats 90% | 6 / 60 | |
| Efficiency Ratio | 86.61% | 70.09% | 78.52% | 92.77% | Beats 33% | 41 / 60 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 3.62% | 0.25% | 0.82% | 1.91% | Beats 10% | 55 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 5.97% | 11.15% | 14.35% | 19.86% | Beats 0% | 60 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 5.97% | 11.15% | 14.35% | 19.86% | Beats 0% | 60 / 60 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 51.31% | 51.31% | 60.45% | 81.20% | 25th pctl | 45 / 60 | |
| Loans / Assets | 48.17% | 41.11% | 52.43% | 68.66% | 38th pctl | 37 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||