Battle Creek State Bank
Battle Creek, NE · Cert 16330 · Peer group: banks under $1B in assets in NE (n=83) · Logan Valley Investments LLC
State charter, Fed member · FED · 2 branches
Q2 2026
$71.0MAssets
$55.8MLoans
$61.0MDeposits
$9.8MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in NE (rank 19 of 83).
- Widest gap: efficiency ratio trails 87% of banks under $1B in assets in NE (rank 73 of 83).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.92%
Rank 64 of 83
Net Interest Margin
3.50%
Rank 48 of 83
Efficiency Ratio
74.37%
Rank 73 of 83
Equity / Assets
13.78%
Rank 23 of 83
Non-interest income vs. expense
Unfavorable gap of $1.6M · efficiency ratio beats 13% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.92% | 0.93% | 1.20% | 1.51% | Beats 23% | 64 / 83 | | |
| Return on Equity | 6.67% | 8.04% | 10.34% | 13.11% | Beats 13% | 72 / 83 | | |
| Net Interest Margin | 3.50% | 3.25% | 3.62% | 4.02% | Beats 42% | 48 / 83 | | |
| Efficiency Ratio | 74.37% | 51.13% | 59.95% | 67.19% | Beats 13% | 73 / 83 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.19% | 0.96% | Beats 100% | 19 / 83 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.02% | Beats 100% | 33 / 83 | | |
| Capital |
| Tier 1 Capital Ratio | 16.51% | 10.94% | 13.24% | 16.62% | Beats 72% | 23 / 83 | | |
| Total Risk-Based Capital Ratio | 17.17% | 11.04% | 13.54% | 17.63% | Beats 73% | 22 / 83 | | |
| Equity / Assets | 13.78% | 9.90% | 11.31% | 13.84% | Beats 72% | 23 / 83 | | |
| Liquidity & Funding |
| Loans / Deposits | 91.41% | 71.97% | 83.15% | 92.22% | 72nd pctl | 23 / 83 | | |
| Loans / Assets | 78.57% | 57.96% | 69.15% | 77.64% | 80th pctl | 17 / 83 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |