Marseilles Bank
Marseilles, IL · Cert 16318 · Peer group: banks under $1B in assets in IL (n=149-151) · Marseilles Bcorp Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
$77.6MAssets
$36.0MLoans
$68.1MDeposits
$4.2MEquity
Executive Summary
- Strongest standing: total risk-based capital ratio outperforms 81% of banks under $1B in assets in IL (rank 29 of 151).
- Widest gap: equity / assets trails 99% of banks under $1B in assets in IL (rank 149 of 151).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.26%
Rank 142 of 151
Net Interest Margin
2.25%
Rank 149 of 151
Efficiency Ratio
75.90%
Rank 118 of 151
Equity / Assets
5.46%
Rank 149 of 151
Non-interest income vs. expense
Unfavorable gap of $1.3M · efficiency ratio beats 23% of banks under $1B in assets in IL | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.26% | 0.70% | 1.03% | 1.34% | Beats 6% | 142 / 151 | |
| Return on Equity | 4.82% | 6.74% | 9.34% | 12.94% | Beats 16% | 127 / 151 | |
| Net Interest Margin | 2.25% | 3.02% | 3.43% | 3.83% | Beats 1% | 149 / 151 | |
| Efficiency Ratio | 75.90% | 54.64% | 64.89% | 72.50% | Beats 23% | 118 / 151 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.02% | 0.20% | 0.66% | 1.77% | Beats 40% | 91 / 149 | |
| Net Charge-Offs / Loans | 0.27% | 0.00% | 0.02% | 0.07% | Beats 9% | 136 / 149 | |
| Capital |
| Tier 1 Capital Ratio | 20.06% | 11.83% | 14.17% | 18.66% | Beats 79% | 31 / 151 | |
| Total Risk-Based Capital Ratio | 21.19% | 12.22% | 14.54% | 19.92% | Beats 81% | 29 / 151 | |
| Equity / Assets | 5.46% | 9.10% | 10.65% | 12.40% | Beats 1% | 149 / 151 | |
| Liquidity & Funding |
| Loans / Deposits | 52.84% | 54.39% | 71.02% | 80.75% | 21st pctl | 117 / 149 | |
| Loans / Assets | 46.40% | 45.91% | 61.31% | 68.01% | 26th pctl | 112 / 151 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |