PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Weldon State Bank&Trust

Weldon, IL · Cert 16253

FDIC

Q1 2000

$11.4MAssets
$6.3MLoans
$9.9MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.67%, up 23 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 63.70% of deposits as of Q1 2000.

Return on Assets (YTD, annualized)

0.67%+23 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1998Q3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000YoY ΔTrend
Earnings
Return on Assets0.85%0.97%0.95%0.44%0.64%0.55%0.80%0.67%+23 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-9.22%-8.82%-7.17%-2.13%3.37%14.03%12.10%5.70%+783 bps
Loan Growth (YoY)-4.77%-6.20%-7.15%-7.11%-7.66%-3.58%1.27%3.58%+1,069 bps
Deposit Growth (YoY)-14.09%-14.78%-7.74%-0.82%7.30%22.56%19.35%14.38%+1,520 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits70.81%72.46%70.65%70.34%60.94%57.01%59.95%63.70%-664 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a