Robbinsdale, MN · Charter 16248
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (n=25). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
56
Asset Quality
40
Profitability
80
Liquidity
93
Efficiency
68
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Robbinsdale, MN · Charter 16248
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.53% | 1.26% | 0.79% | 1.04% | 1.04% | -48 bps | |
| Return on Equity | 13.32% | 10.94% | 6.92% | 9.02% | 8.82% | -450 bps | |
| Net Interest Margin | 4.94% | 4.91% | 4.92% | 4.72% | 4.73% | -21 bps | |
| Efficiency Ratio | 69.29% | 72.09% | 81.32% | 80.93% | 80.88% | +1,159 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.34% | -0.27% | 0.13% | -0.83% | 1.52% | +118 bps | |
| Loan Growth (YoY) | -3.24% | -3.73% | -6.08% | -8.05% | -4.25% | -101 bps | |
| Share Growth (YoY) | -0.36% | -0.74% | -0.52% | -1.68% | 0.60% | +96 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.03% | 1.10% | 0.82% | 0.67% | 0.68% | -35 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.46% | 11.52% | 11.37% | 11.55% | 11.84% | +38 bps | |
| Net Worth / Assets | 11.46% | 11.52% | 11.37% | 11.55% | 11.84% | +38 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 72.45% | 70.09% | 67.25% | 66.57% | 68.95% | -349 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Robbinsdale, MN · Charter 16248 · Peer group: credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (n=25)
NCUA · 2 branches
Q2 2026
Return on Assets
1.04%
Rank 5 of 25
Net Interest Margin
4.72%
Rank 4 of 25
Efficiency Ratio
80.94%
Rank 9 of 25
Equity / Assets
11.84%
Rank 11 of 25
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.04% | -0.29% | 0.38% | 0.84% | Beats 80% | 5 / 25 | |
| Return on Equity | 8.82% | -1.54% | 3.43% | 5.67% | Beats 76% | 6 / 25 | |
| Net Interest Margin | 4.72% | 3.36% | 3.62% | 4.13% | Beats 84% | 4 / 25 | |
| Efficiency Ratio | 80.94% | 75.76% | 88.22% | 93.38% | Beats 68% | 9 / 25 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.68% | 0.29% | 0.62% | 1.02% | Beats 40% | 16 / 25 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 11.84% | 10.07% | 11.51% | 14.55% | Beats 56% | 11 / 25 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 11.84% | 10.07% | 11.51% | 14.55% | Beats 56% | 11 / 25 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 68.95% | 59.49% | 71.17% | 86.44% | 36th pctl | 16 / 25 | |
| Loans / Assets | 60.28% | 53.45% | 61.94% | 76.61% | 40th pctl | 15 / 25 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||