Latrobe Area Hospital
Latrobe, PA · Charter 16209 · Peer group: credit unions under $1B in assets (n=1,754-1,761)
NCUA · 1 branch
Q3 2024
$9.7MAssets
$5.1MLoans
$8.5MShares
$1.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 78% of credit unions under $1B in assets (rank 385 of 1757).
- Widest gap: efficiency ratio trails 98% of credit unions under $1B in assets (rank 1717 of 1754).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-1.29%
Rank 1,693 of 1,761
Net Interest Margin
4.24%
Rank 447 of 1,761
Efficiency Ratio
126.91%
Rank 1,717 of 1,754
Equity / Assets
11.92%
Rank 975 of 1,761
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.29% | 0.26% | 0.70% | 1.22% | Beats 4% | 1,693 / 1,761 | |
| Return on Equity | -10.82% | 2.09% | 5.52% | 9.08% | Beats 4% | 1,692 / 1,761 | |
| Net Interest Margin | 4.24% | 3.03% | 3.59% | 4.25% | Beats 75% | 447 / 1,761 | |
| Efficiency Ratio | 126.91% | 68.95% | 77.94% | 87.14% | Beats 2% | 1,717 / 1,754 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.22% | 0.26% | 0.65% | 1.27% | Beats 78% | 385 / 1,757 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.92% | 10.05% | 12.42% | 15.87% | Beats 45% | 974 / 1,761 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.92% | 10.05% | 12.42% | 15.87% | Beats 45% | 975 / 1,761 | |
| Liquidity & Funding |
| Loans / Deposits | 59.64% | 56.21% | 73.13% | 85.64% | 29th pctl | 1,247 / 1,759 | |
| Loans / Assets | 52.43% | 47.85% | 62.48% | 73.19% | 32nd pctl | 1,206 / 1,761 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |