Butte State Bank
Butte, NE · Cert 16110 · Peer group: banks under $1B in assets in NE (n=84)
State charter, Fed member · 2 branches
Q1 2026
$58.4MAssets
$36.7MLoans
$50.9MDeposits
$5.3MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 44% of banks under $1B in assets in NE (rank 47 of 84).
- Widest gap: net charge-offs / loans trails 92% of banks under $1B in assets in NE (rank 78 of 84).
- Overall: at or above the peer median on 0 of 10 directional measures.
Return on Assets
0.64%
Rank 74 of 84
Net Interest Margin
3.55%
Rank 47 of 84
Efficiency Ratio
77.84%
Rank 76 of 84
Equity / Assets
9.03%
Rank 75 of 84
Non-interest income vs. expense
Unfavorable gap of $1.5M · efficiency ratio beats 11% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.64% | 0.89% | 1.17% | 1.44% | Beats 12% | 74 / 84 | | |
| Return on Equity | 7.03% | 7.97% | 10.18% | 13.60% | Beats 20% | 67 / 84 | | |
| Net Interest Margin | 3.55% | 3.25% | 3.61% | 3.92% | Beats 44% | 47 / 84 | | |
| Efficiency Ratio | 77.84% | 51.18% | 60.95% | 69.19% | Beats 11% | 76 / 84 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.46% | 0.00% | 0.19% | 0.81% | Beats 33% | 57 / 84 | | |
| Net Charge-Offs / Loans | 0.07% | n/a | n/a | 0.00% | Beats 8% | 78 / 84 | | |
| Capital |
| Tier 1 Capital Ratio | 10.66% | 11.02% | 13.32% | 16.28% | Beats 21% | 66 / 84 | | |
| Total Risk-Based Capital Ratio | 10.66% | 11.04% | 13.59% | 17.26% | Beats 21% | 66 / 84 | | |
| Equity / Assets | 9.03% | 9.69% | 11.52% | 13.65% | Beats 11% | 75 / 84 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.21% | 69.20% | 80.63% | 90.89% | 27th pctl | 61 / 84 | | |
| Loans / Assets | 62.90% | 57.03% | 68.17% | 76.31% | 33rd pctl | 56 / 84 | | |
| Brokered Deposits / Deposits | 5.40% | n/a | 0.80% | 7.12% | Beats 33% | 57 / 84 | | |