Farmers Bank of Green City
Green City, MO · Cert 16103 · Peer group: banks under $1B in assets in MO (n=87-88)
FDIC · 3 branches
Q3 2025
$78.6MAssets
$50.3MLoans
$72.9MDeposits
$5.0MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 38% of banks under $1B in assets in MO (rank 55 of 87).
- Widest gap: equity / assets trails 98% of banks under $1B in assets in MO (rank 86 of 88).
- Overall: at or above the peer median on 0 of 10 directional measures.
Return on Assets
0.26%
Rank 84 of 88
Net Interest Margin
3.15%
Rank 64 of 88
Efficiency Ratio
91.65%
Rank 85 of 88
Equity / Assets
6.31%
Rank 86 of 88
Non-interest income vs. expense
Unfavorable gap of $2.3M · efficiency ratio beats 5% of banks under $1B in assets in MO | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.26% | 0.82% | 1.17% | 1.53% | Beats 5% | 84 / 88 | |
| Return on Equity | 4.11% | 8.01% | 11.73% | 15.41% | Beats 6% | 82 / 87 | |
| Net Interest Margin | 3.15% | 3.08% | 3.66% | 4.01% | Beats 27% | 64 / 88 | |
| Efficiency Ratio | 91.65% | 52.34% | 59.82% | 68.21% | Beats 5% | 85 / 88 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.79% | 0.11% | 0.47% | 1.43% | Beats 38% | 55 / 87 | |
| Net Charge-Offs / Loans | 0.06% | 0.01% | 0.03% | 0.09% | Beats 37% | 56 / 87 | |
| Capital |
| Tier 1 Capital Ratio | 10.56% | 11.25% | 12.74% | 14.70% | Beats 15% | 75 / 88 | |
| Total Risk-Based Capital Ratio | 11.68% | 11.44% | 13.26% | 15.49% | Beats 28% | 63 / 88 | |
| Equity / Assets | 6.31% | 8.71% | 10.45% | 13.30% | Beats 2% | 86 / 88 | |
| Liquidity & Funding |
| Loans / Deposits | 69.01% | 68.81% | 78.22% | 90.36% | 26th pctl | 64 / 87 | |
| Loans / Assets | 63.97% | 59.65% | 68.82% | 77.84% | 36th pctl | 56 / 87 | |
| Brokered Deposits / Deposits | 1.56% | n/a | n/a | 1.43% | Beats 23% | 68 / 87 | |