Aflac
Columbus, GA · Charter 16096 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$133.8MAssets
$13.0MLoans
$81.7MShares
$52.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of credit unions under $1B in assets (rank 2 of 1682).
- Widest gap: nonperforming loans / loans trails 82% of credit unions under $1B in assets (rank 1383 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
2.65%
Rank 19 of 1,683
Net Interest Margin
3.79%
Rank 860 of 1,683
Efficiency Ratio
26.92%
Rank 2 of 1,682
Equity / Assets
38.85%
Rank 16 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.65% | 0.35% | 0.74% | 1.18% | Beats 99% | 19 / 1,683 | | |
| Return on Equity | 6.81% | 2.67% | 5.89% | 8.74% | Beats 59% | 689 / 1,681 | | |
| Net Interest Margin | 3.79% | 3.31% | 3.82% | 4.32% | Beats 49% | 860 / 1,683 | | |
| Efficiency Ratio | 26.92% | 68.91% | 78.20% | 86.93% | Beats 100% | 2 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.66% | 0.26% | 0.65% | 1.29% | Beats 18% | 1,383 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 38.85% | 10.44% | 12.89% | 16.53% | Beats 99% | 16 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 38.85% | 10.44% | 12.89% | 16.53% | Beats 99% | 16 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 15.89% | 52.61% | 69.38% | 83.50% | 1st pctl | 1,663 / 1,683 | | |
| Loans / Assets | 9.71% | 44.71% | 59.18% | 70.72% | 1st pctl | 1,672 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |