PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Dime SB of New York FSB

New York, NY · Cert 16011

FDIC

Q4 2001

$28.0BAssets
$21.8BLoans
$15.2BDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.35%, up 58 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 143.82% of deposits as of Q4 2001.

Return on Assets (YTD, annualized)

1.35%+58 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ1 2000Q2 2000Q3 2000Q4 2000Q1 2001Q2 2001Q3 2001Q4 2001YoY ΔTrend
Earnings
Return on Assets1.16%1.02%0.63%0.77%1.32%1.34%1.39%1.35%+58 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)12.22%18.27%11.83%7.55%12.06%6.89%7.08%8.91%+136 bps
Loan Growth (YoY)8.82%19.10%15.32%12.80%23.54%16.57%13.37%15.28%+248 bps
Deposit Growth (YoY)8.50%6.77%5.40%-0.02%1.63%2.53%3.41%6.30%+632 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits117.48%125.04%128.90%132.61%142.81%142.17%141.31%143.82%+1,121 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a