Forest Park, IL · Cert 15945 · First Forest Park Corp.
National charter · OCC · 2 branches
Q2 2026
Market Position · Chicago-Naperville-Elgin, IL-IN · 2026 SOD (annual) · 0.0% share · #88 of 147 inst. · $0.3B of $630.7B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.03% | 0.28% | 0.45% | 0.58% | 0.97% | 0.61% | 0.74% | 0.71% | +13 bps | |
| Return on Equity | 0.42% | 4.16% | 6.60% | 8.05% | 13.00% | 7.87% | 9.48% | 8.99% | +94 bps | |
| Net Interest Margin | 3.63% | 3.67% | 3.60% | 3.68% | 4.00% | 3.99% | 3.99% | 3.94% | +26 bps | |
| Efficiency Ratio | 98.00% | 90.33% | 84.13% | 78.22% | 69.88% | 81.07% | 77.20% | 78.71% | +49 bps | |
| Non-Interest Burden | 3.56% | 3.30% | 3.00% | 2.83% | 2.74% | 3.19% | 3.03% | 3.05% | +22 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.94% | 4.66% | 2.07% | 4.03% | 1.56% | -2.11% | -0.43% | 0.26% | -376 bps | |
| Loan Growth (YoY) | 8.07% | 7.86% | 8.50% | 9.56% | 5.47% | 4.79% | -0.53% | 0.19% | -937 bps | |
| Deposit Growth (YoY) | 2.21% | 2.84% | 0.35% | 2.19% | 0.11% | -2.84% | 0.25% | 1.28% | -91 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.35% | 0.34% | 0.89% | 2.74% | 2.70% | 2.48% | 2.60% | 2.48% | -26 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.02% | -0.05% | 0.00% | 0.00% | 0.00% | -3 bps | |
| Allowance / Loans | 1.19% | 1.16% | 1.15% | 1.17% | 1.19% | 1.18% | 1.23% | 1.21% | +4 bps | |
| Allowance Coverage of NPLs | 3.4x | 3.4x | 1.3x | 0.4x | 0.4x | 0.5x | 0.5x | 0.5x | +0.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 8.10% | 7.80% | 7.98% | 8.13% | 8.32% | 8.28% | 8.36% | 8.32% | +19 bps | |
| Total Risk-Based Capital | 11.84% | 11.52% | 11.50% | 11.53% | 11.78% | 11.60% | 12.02% | 11.86% | +33 bps | |
| Equity / Assets | 7.02% | 6.64% | 7.04% | 7.32% | 7.65% | 7.86% | 7.84% | 7.92% | +60 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 83.81% | 84.81% | 86.95% | 88.75% | 88.30% | 91.47% | 86.27% | 87.79% | -96 bps | |
| Liquid Assets / Assets | 3.99% | 4.59% | 2.79% | 1.34% | 2.93% | 1.48% | 4.98% | 4.15% | +281 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 638% | 648% | 615% | n/a | n/a | |