Forest Park, IL · Cert 15945 · First Forest Park Corp.
National charter · OCC · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
13
Asset Quality
58
Profitability
58
Liquidity
91
Efficiency
39
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Forest Park, IL · Cert 15945 · First Forest Park Corp.
National charter · OCC · 2 branches
Q2 2026
Market Position · Chicago-Naperville-Elgin, IL-IN · 2026 SOD (annual) · 0.0% share · #88 of 147 inst. · $0.3B of $630.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.40% | 0.37% | 0.45% | 0.51% | 0.67% | 0.65% | 0.74% | 0.73% | +21 bps | |
| Return on Equity | 5.88% | 5.48% | 6.60% | 7.34% | 9.30% | 8.97% | 9.48% | 9.22% | +188 bps | |
| Net Interest Margin | 3.67% | 3.58% | 3.60% | 3.64% | 3.77% | 3.81% | 3.99% | 3.95% | +31 bps | |
| Efficiency Ratio | 86.66% | 87.59% | 84.13% | 81.13% | 77.17% | 78.19% | 77.20% | 77.95% | -318 bps | |
| Non-Interest Burden | 3.15% | 3.11% | 3.00% | 2.92% | 2.87% | 2.94% | 3.03% | 3.03% | +11 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.94% | 4.66% | 2.07% | 4.03% | 1.56% | -2.11% | -0.43% | 0.26% | -376 bps | |
| Loan Growth (YoY) | 8.07% | 7.86% | 8.50% | 9.56% | 5.47% | 4.79% | -0.53% | 0.19% | -937 bps | |
| Deposit Growth (YoY) | 2.21% | 2.84% | 0.35% | 2.19% | 0.11% | -2.84% | 0.25% | 1.28% | -91 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.35% | 0.34% | 0.89% | 2.74% | 2.70% | 2.48% | 2.60% | 2.48% | -26 bps | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.00% | 0.01% | -0.01% | -0.01% | 0.00% | 0.00% | -2 bps | |
| Allowance / Loans | 1.19% | 1.16% | 1.15% | 1.17% | 1.19% | 1.18% | 1.23% | 1.21% | +4 bps | |
| Allowance Coverage of NPLs | 3.4x | 3.4x | 1.3x | 0.4x | 0.4x | 0.5x | 0.5x | 0.5x | +0.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 8.10% | 7.80% | 7.98% | 8.13% | 8.32% | 8.28% | 8.36% | 8.32% | +19 bps | |
| Total Risk-Based Capital | 11.84% | 11.52% | 11.50% | 11.53% | 11.78% | 11.60% | 12.02% | 11.86% | +33 bps | |
| Equity / Assets | 7.02% | 6.64% | 7.04% | 7.32% | 7.65% | 7.86% | 7.84% | 7.92% | +60 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 83.81% | 84.81% | 86.95% | 88.75% | 88.30% | 91.47% | 86.27% | 87.79% | -96 bps | |
| Liquid Assets / Assets | 3.99% | 4.59% | 2.79% | 1.34% | 2.93% | 1.48% | 4.98% | 4.15% | +281 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 638% | 648% | 615% | n/a | n/a | |
Forest Park, IL · Cert 15945 · Peer group: banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=56-57) · First Forest Park Corp.
National charter · OCC · 2 branches
Q2 2026
Return on Assets
0.72%
Rank 33 of 57
Net Interest Margin
3.95%
Rank 17 of 57
Efficiency Ratio
77.95%
Rank 36 of 57
Equity / Assets
7.92%
Rank 54 of 57
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.72% | 0.51% | 0.84% | 1.19% | Beats 42% | 33 / 57 | ||
| Return on Equity | 9.11% | 3.13% | 7.76% | 11.40% | Beats 61% | 22 / 57 | ||
| Net Interest Margin | 3.95% | 3.16% | 3.63% | 4.08% | Beats 70% | 17 / 57 | ||
| Efficiency Ratio | 77.95% | 59.57% | 69.70% | 81.06% | Beats 39% | 36 / 57 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 2.48% | 0.06% | 0.34% | 1.78% | Beats 16% | 48 / 56 | ||
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 100% | 24 / 56 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.62% | 12.24% | 16.06% | 19.69% | Beats 16% | 48 / 57 | ||
| Total Risk-Based Capital Ratio | 11.86% | 12.54% | 16.50% | 20.95% | Beats 18% | 47 / 57 | ||
| Equity / Assets | 7.92% | 9.37% | 11.56% | 15.00% | Beats 5% | 54 / 57 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 87.79% | 66.29% | 85.59% | 95.16% | 58th pctl | 24 / 57 | ||
| Loans / Assets | 78.43% | 57.07% | 71.07% | 78.13% | 75th pctl | 14 / 57 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||