PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Lasalle Northwest NB

Chicago, IL · Cert 15812

FDIC

Q1 1999

$5.7BAssets
$1.7BLoans
$4.6BDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.50%, down 42 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 36.89% of deposits as of Q1 1999.

Return on Assets (YTD, annualized)

0.50%-42 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1997Q3 1997Q4 1997Q1 1998Q2 1998Q3 1998Q4 1998Q1 1999YoY ΔTrend
Earnings
Return on Assets0.93%0.81%0.84%0.92%0.98%0.98%1.00%0.50%-42 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)70.66%170.84%155.47%154.63%79.93%7.60%11.35%-4.46%-15,909 bps
Loan Growth (YoY)45.53%96.90%84.96%88.15%52.85%8.64%13.98%-51.22%-13,937 bps
Deposit Growth (YoY)57.64%173.08%157.43%153.23%75.11%-5.05%-3.25%-2.11%-15,535 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits91.40%71.94%71.21%74.04%79.78%82.31%83.89%36.89%-3,714 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a