Mediapolis Savings Bank
Mediapolis, IA · Cert 15772 · Peer group: banks under $1B in assets in IA (n=134-135) · Mediapolis Bcorp
State charter, non-member · FDIC · 5 branches
Q2 2026
$269.9MAssets
$213.6MLoans
$225.8MDeposits
$27.6MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in IA (rank 45 of 134).
- Widest gap: total risk-based capital ratio trails 94% of banks under $1B in assets in IA (rank 127 of 135).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.23%
Rank 64 of 135
Net Interest Margin
3.49%
Rank 56 of 135
Efficiency Ratio
58.14%
Rank 75 of 135
Equity / Assets
10.24%
Rank 88 of 135
Non-interest income vs. expense
Unfavorable gap of $5.1M · efficiency ratio beats 45% of banks under $1B in assets in IA | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.23% | 0.92% | 1.19% | 1.47% | Beats 53% | 64 / 135 | | |
| Return on Equity | 12.02% | 7.99% | 10.26% | 13.14% | Beats 66% | 46 / 135 | | |
| Net Interest Margin | 3.49% | 2.95% | 3.41% | 3.73% | Beats 59% | 56 / 135 | | |
| Efficiency Ratio | 58.14% | 50.61% | 57.35% | 63.29% | Beats 45% | 75 / 135 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.03% | 0.51% | 1.26% | Beats 54% | 62 / 134 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.03% | Beats 100% | 45 / 134 | | |
| Capital |
| Tier 1 Capital Ratio | 10.20% | 11.23% | 13.31% | 15.45% | Beats 8% | 124 / 135 | | |
| Total Risk-Based Capital Ratio | 10.20% | 11.61% | 14.06% | 16.47% | Beats 6% | 127 / 135 | | |
| Equity / Assets | 10.24% | 9.87% | 11.05% | 13.07% | Beats 35% | 88 / 135 | | |
| Liquidity & Funding |
| Loans / Deposits | 94.58% | 68.54% | 81.55% | 91.24% | 81st pctl | 26 / 134 | | |
| Loans / Assets | 79.14% | 57.61% | 68.06% | 76.23% | 82nd pctl | 24 / 135 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |