Lenexa, KS · Charter 15732
NCUA · 41 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.33% | 0.32% | 2.77% | 1.86% | 1.29% | 0.55% | 0.94% | 1.12% | -74 bps | |
| Return on Equity | 4.12% | 4.06% | 32.73% | 21.04% | 14.33% | 5.60% | 9.69% | 11.27% | -977 bps | |
| Net Interest Margin | 3.27% | 3.25% | 3.12% | 3.26% | 3.35% | 2.51% | 3.65% | 3.55% | +28 bps | |
| Efficiency Ratio | 72.68% | 73.70% | 82.28% | 77.68% | 76.12% | 78.59% | 76.62% | 75.14% | -254 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -10.50% | -7.16% | -3.65% | -1.76% | -2.33% | 145.19% | 153.39% | 158.81% | +16,057 bps | |
| Loan Growth (YoY) | -13.82% | -12.23% | -13.28% | -11.56% | -13.32% | 118.50% | 128.07% | 138.41% | +14,997 bps | |
| Share Growth (YoY) | -7.23% | -5.27% | -2.20% | -0.23% | -0.88% | 155.37% | 158.01% | 164.68% | +16,491 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.49% | 1.44% | 1.80% | 2.94% | 2.63% | 1.63% | 1.41% | 2.68% | -27 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 7.98% | 7.78% | 8.46% | 8.83% | 9.00% | 9.75% | 9.65% | 9.94% | +111 bps | |
| Net Worth / Assets | 7.98% | 7.78% | 8.46% | 8.83% | 9.00% | 9.75% | 9.65% | 9.94% | +111 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 97.10% | 94.58% | 87.11% | 86.72% | 84.92% | 80.92% | 77.00% | 78.11% | -861 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |