Communityamerica
Lenexa, KS · Charter 15732 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 41 branches
Q2 2026
$9.0BAssets
$6.3BLoans
$8.1BShares
$896.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 86% of credit unions $1B-$10B in assets (rank 60 of 435).
- Widest gap: nonperforming loans / loans trails 98% of credit unions $1B-$10B in assets (rank 428 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.12%
Rank 113 of 435
Net Interest Margin
3.55%
Rank 167 of 435
Efficiency Ratio
75.14%
Rank 282 of 435
Equity / Assets
9.94%
Rank 309 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.12% | 0.55% | 0.81% | 1.14% | Beats 74% | 113 / 435 | |
| Return on Equity | 11.27% | 5.12% | 7.41% | 9.70% | Beats 86% | 60 / 435 | |
| Net Interest Margin | 3.55% | 3.01% | 3.39% | 3.75% | Beats 62% | 167 / 435 | |
| Efficiency Ratio | 75.14% | 65.25% | 71.39% | 77.86% | Beats 35% | 282 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.68% | 0.45% | 0.69% | 1.05% | Beats 2% | 428 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.94% | 9.81% | 10.84% | 12.63% | Beats 29% | 309 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.94% | 9.81% | 10.84% | 12.63% | Beats 29% | 309 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 78.11% | 78.33% | 88.38% | 95.61% | 24th pctl | 330 / 435 | |
| Loans / Assets | 70.26% | 67.69% | 74.58% | 80.80% | 34th pctl | 286 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |