Hamilton Bank, The
Hamilton, MO · Cert 15606 · Peer group: banks under $1B in assets in the Kansas City, MO-KS area (n=39-40) · Prism Group Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$119.8MAssets
$51.6MLoans
$112.9MDeposits
$6.6MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Kansas City, MO-KS area (rank 15 of 39).
- Widest gap: equity / assets trails 95% of banks under $1B in assets in the Kansas City, MO-KS area (rank 38 of 40).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.19%
Rank 25 of 40
Net Interest Margin
3.33%
Rank 30 of 40
Efficiency Ratio
58.10%
Rank 21 of 40
Equity / Assets
5.53%
Rank 38 of 40
Non-interest income vs. expense
Unfavorable gap of $2.3M · efficiency ratio beats 50% of banks under $1B in assets in the Kansas City, MO-KS area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.19% | 1.02% | 1.39% | 1.86% | Beats 38% | 25 / 40 | |
| Return on Equity | 21.47% | 10.74% | 14.78% | 21.32% | Beats 78% | 9 / 40 | |
| Net Interest Margin | 3.33% | 3.33% | 4.05% | 4.63% | Beats 25% | 30 / 40 | |
| Efficiency Ratio | 58.10% | 51.70% | 58.10% | 69.29% | Beats 50% | 21 / 40 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.47% | 0.05% | 0.20% | 1.11% | Beats 38% | 25 / 39 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.05% | Beats 100% | 15 / 39 | |
| Capital |
| Tier 1 Capital Ratio | 17.21% | 11.32% | 12.27% | 16.94% | Beats 78% | 9 / 40 | |
| Total Risk-Based Capital Ratio | 17.63% | 11.32% | 13.09% | 17.63% | Beats 75% | 10 / 40 | |
| Equity / Assets | 5.53% | 8.41% | 10.10% | 12.34% | Beats 5% | 38 / 40 | |
| Liquidity & Funding |
| Loans / Deposits | 45.74% | 73.50% | 85.60% | 94.85% | 8th pctl | 37 / 40 | |
| Loans / Assets | 43.09% | 62.75% | 69.87% | 79.23% | 8th pctl | 37 / 40 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |