New Orleans, LA · Charter 15588
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.33% | 0.28% | 0.79% | 0.62% | 0.75% | 0.55% | 2.24% | 1.61% | +99 bps | |
| Return on Equity | 1.25% | 1.04% | 3.00% | 2.37% | 2.82% | 2.00% | 8.13% | 6.03% | +367 bps | |
| Net Interest Margin | 3.25% | 3.23% | 2.90% | 3.30% | 3.60% | 3.73% | 4.78% | 4.33% | +104 bps | |
| Efficiency Ratio | 90.00% | 91.62% | 73.39% | 81.58% | 79.60% | 85.66% | 53.60% | 63.10% | -1,848 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.55% | -2.04% | 0.94% | 1.34% | 1.38% | -0.98% | -0.86% | 2.00% | +66 bps | |
| Loan Growth (YoY) | -28.87% | -16.37% | 42.10% | 51.41% | 62.81% | 57.56% | -2.09% | -2.63% | -5,404 bps | |
| Share Growth (YoY) | -1.37% | -3.10% | 0.83% | 1.40% | 1.06% | -2.06% | -2.37% | 1.30% | -11 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.59% | 0.00% | 0.00% | 0.02% | 0.02% | 0.00% | 0.00% | 0.00% | -2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 8.88% | 7.81% | 5.18% | 5.42% | 5.45% | 4.95% | 5.29% | 5.57% | +15 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 26.37% | 26.46% | 26.37% | 26.17% | 26.60% | 27.27% | 27.50% | 26.68% | +51 bps | |
| Net Worth / Assets | 26.37% | 26.46% | 26.37% | 26.17% | 26.60% | 27.27% | 27.50% | 26.68% | +51 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 29.66% | 33.84% | 50.42% | 47.43% | 47.78% | 54.44% | 50.57% | 45.59% | -184 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |