Lincoln, NE · Charter 15522
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.17% | 0.24% | 0.01% | -0.84% | 1.12% | 1.12% | 1.10% | 1.20% | +204 bps | |
| Return on Equity | 1.86% | 3.05% | 0.16% | -12.23% | 13.85% | 13.64% | 12.57% | 13.22% | +2,545 bps | |
| Net Interest Margin | 4.06% | 3.30% | 2.68% | 2.90% | 3.69% | 3.75% | 4.19% | 4.37% | +148 bps | |
| Efficiency Ratio | 84.43% | 84.28% | 96.28% | 125.07% | 70.51% | 70.95% | 75.22% | 71.45% | -5,362 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.24% | 22.92% | 36.46% | 47.38% | 29.89% | 10.23% | -0.43% | -9.74% | -5,712 bps | |
| Loan Growth (YoY) | 10.79% | 5.17% | 0.37% | 1.80% | 6.84% | 6.81% | 12.04% | 12.02% | +1,022 bps | |
| Share Growth (YoY) | -4.65% | 33.52% | 41.12% | 43.70% | 44.68% | 7.82% | -2.24% | -3.03% | -4,673 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.91% | 0.96% | 0.98% | 1.74% | 0.09% | 1.46% | 2.21% | 1.76% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.50% | 0.52% | 0.50% | 0.51% | 0.49% | 0.52% | 0.49% | 0.49% | -2 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.24% | 7.85% | 7.30% | 6.91% | 8.07% | 8.25% | 8.76% | 9.07% | +216 bps | |
| Net Worth / Assets | 9.24% | 7.85% | 7.30% | 6.91% | 8.07% | 8.25% | 8.76% | 9.07% | +216 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 112.48% | 81.34% | 75.56% | 78.58% | 83.06% | 80.57% | 86.60% | 90.77% | +1,219 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |