GNC Community
New Castle, PA · Charter 1542 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 2 branches
Q2 2026
$85.0MAssets
$41.8MLoans
$71.4MShares
$13.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 73% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 22 of 78).
- Widest gap: return on assets trails 78% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 61 of 78).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.27%
Rank 61 of 78
Net Interest Margin
3.61%
Rank 40 of 78
Efficiency Ratio
90.63%
Rank 61 of 78
Equity / Assets
15.34%
Rank 35 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.27% | 0.37% | 0.83% | 1.31% | Beats 22% | 61 / 78 | | |
| Return on Equity | 1.78% | 1.73% | 5.71% | 9.08% | Beats 26% | 58 / 78 | | |
| Net Interest Margin | 3.61% | 3.17% | 3.63% | 4.21% | Beats 49% | 40 / 78 | | |
| Efficiency Ratio | 90.63% | 65.01% | 78.15% | 89.28% | Beats 23% | 61 / 78 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.41% | 0.40% | 0.84% | 1.97% | Beats 73% | 22 / 78 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.34% | 12.42% | 15.10% | 18.27% | Beats 55% | 35 / 78 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.34% | 12.42% | 15.10% | 18.27% | Beats 55% | 35 / 78 | | |
| Liquidity & Funding |
| Loans / Deposits | 58.56% | 34.83% | 50.41% | 71.84% | 62nd pctl | 30 / 78 | | |
| Loans / Assets | 49.16% | 29.34% | 41.02% | 56.96% | 62nd pctl | 30 / 78 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |