PackageTrendsPeer
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Minnwest Bank Dawson

Dawson, MN · Cert 15416

FDIC

Q2 1998

$36.7MAssets
$28.0MLoans
$31.8MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.29%, up 5 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 88.12% of deposits as of Q2 1998.

Return on Assets (YTD, annualized)

1.29%+5 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1996Q4 1996Q1 1997Q2 1997Q3 1997Q4 1997Q1 1998Q2 1998YoY ΔTrend
Earnings
Return on Assets1.30%1.29%1.14%1.24%1.30%1.33%1.16%1.29%+5 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)3.91%5.00%-0.43%3.58%0.76%-0.27%7.90%1.86%-172 bps
Loan Growth (YoY)6.14%5.51%5.46%10.08%5.98%4.12%12.65%9.76%-32 bps
Deposit Growth (YoY)-0.45%4.86%0.69%0.37%5.03%-2.12%4.14%0.84%+47 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits79.77%72.23%77.49%80.96%80.49%76.84%83.82%88.12%+717 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a