Peake
Towson, MD · Charter 15394 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$534.2MAssets
$332.9MLoans
$491.0MShares
$46.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 81% of credit unions under $1B in assets (rank 326 of 1682).
- Widest gap: equity / assets trails 92% of credit unions under $1B in assets (rank 1553 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.64%
Rank 962 of 1,683
Net Interest Margin
2.77%
Rank 1,552 of 1,683
Efficiency Ratio
77.74%
Rank 820 of 1,682
Equity / Assets
8.64%
Rank 1,553 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.64% | 0.35% | 0.74% | 1.18% | Beats 43% | 962 / 1,683 | n/a | |
| Return on Equity | 7.43% | 2.67% | 5.89% | 8.74% | Beats 65% | 593 / 1,681 | n/a | |
| Net Interest Margin | 2.77% | 3.31% | 3.82% | 4.32% | Beats 8% | 1,552 / 1,683 | n/a | |
| Efficiency Ratio | 77.74% | 68.91% | 78.20% | 86.93% | Beats 51% | 820 / 1,682 | n/a | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.18% | 0.26% | 0.65% | 1.29% | Beats 81% | 326 / 1,682 | n/a | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.64% | 10.44% | 12.89% | 16.53% | Beats 8% | 1,553 / 1,683 | n/a | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.64% | 10.44% | 12.89% | 16.53% | Beats 8% | 1,553 / 1,683 | n/a | |
| Liquidity & Funding |
| Loans / Deposits | 67.80% | 52.61% | 69.38% | 83.50% | 47th pctl | 885 / 1,683 | n/a | |
| Loans / Assets | 62.31% | 44.71% | 59.18% | 70.72% | 57th pctl | 719 / 1,683 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |