Meridian Mississippi Ang
Meridian, MS · Charter 15377 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$31.3MAssets
$22.7MLoans
$26.7MShares
$4.6MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 93% of credit unions under $1B in assets (rank 122 of 1682).
- Widest gap: nonperforming loans / loans trails 80% of credit unions under $1B in assets (rank 1353 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.72%
Rank 156 of 1,683
Net Interest Margin
3.85%
Rank 811 of 1,683
Efficiency Ratio
55.64%
Rank 122 of 1,682
Equity / Assets
14.61%
Rank 590 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.72% | 0.35% | 0.74% | 1.18% | Beats 91% | 156 / 1,683 | | |
| Return on Equity | 11.78% | 2.67% | 5.89% | 8.74% | Beats 91% | 155 / 1,681 | | |
| Net Interest Margin | 3.85% | 3.31% | 3.82% | 4.32% | Beats 52% | 811 / 1,683 | | |
| Efficiency Ratio | 55.64% | 68.91% | 78.20% | 86.93% | Beats 93% | 122 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.57% | 0.26% | 0.65% | 1.29% | Beats 20% | 1,353 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.61% | 10.44% | 12.89% | 16.53% | Beats 65% | 590 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.61% | 10.44% | 12.89% | 16.53% | Beats 65% | 590 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 85.03% | 52.61% | 69.38% | 83.50% | 78th pctl | 372 / 1,683 | | |
| Loans / Assets | 72.59% | 44.71% | 59.18% | 70.72% | 79th pctl | 353 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |