Topeka, KS · Cert 15323 · Gideon Management L L C
State charter, non-member · FDIC · 6 branches
Q2 2026
Market Position · Topeka, KS · 2026 SOD (annual) · 5.9% share · #3 of 30 inst. · $0.4B of $7.1B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.92% | 1.18% | 1.41% | 1.42% | 1.08% | 1.79% | 1.43% | 1.44% | +1 bps | |
| Return on Equity | 9.60% | 11.45% | 13.49% | 14.15% | 10.54% | 16.57% | 13.58% | 13.89% | -25 bps | |
| Net Interest Margin | 3.66% | 3.83% | 4.07% | 4.16% | 4.33% | 4.44% | 4.21% | 4.27% | +11 bps | |
| Efficiency Ratio | 69.77% | 64.11% | 58.05% | 55.58% | 62.85% | 52.07% | 54.64% | 52.57% | -301 bps | |
| Non-Interest Burden | 2.47% | 2.36% | 2.26% | 2.19% | 2.64% | 2.18% | 2.11% | 2.12% | -8 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 11.24% | 8.45% | 4.16% | 3.13% | 1.42% | 8.18% | 11.41% | 8.52% | +538 bps | |
| Loan Growth (YoY) | 3.95% | 1.03% | 1.89% | 1.75% | 8.46% | 7.85% | 6.99% | 11.97% | +1,022 bps | |
| Deposit Growth (YoY) | 10.86% | 12.61% | 9.39% | 3.58% | 1.56% | 5.28% | 7.84% | 7.73% | +416 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.08% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | -0.01% | 0.25% | 0.00% | 0.27% | 0.00% | +1 bps | |
| Allowance / Loans | 1.01% | 1.03% | 1.01% | 1.00% | 0.98% | 1.00% | 1.01% | 1.01% | +1 bps | |
| Allowance Coverage of NPLs | n/a | 12.5x | n/a | n/a | 241.9x | 366.7x | 311.2x | 443.8x | n/a | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.28% | 10.61% | 10.85% | 10.64% | 10.61% | 11.00% | 10.71% | 10.90% | +26 bps | |
| Total Risk-Based Capital | 10.28% | 10.61% | 10.85% | 10.64% | 10.61% | 11.00% | 10.71% | 10.90% | +26 bps | |
| Equity / Assets | 10.11% | 10.44% | 10.39% | 9.74% | 10.78% | 10.77% | 10.29% | 10.39% | +64 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 92.30% | 90.30% | 86.15% | 85.57% | 98.57% | 92.51% | 85.47% | 88.94% | +336 bps | |
| Liquid Assets / Assets | 12.34% | 12.31% | 16.74% | 19.17% | 9.68% | 15.07% | 21.77% | 18.69% | -48 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 296% | 277% | 275% | n/a | n/a | |