Coast360
Maite, GU · Charter 15222 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$633.0MAssets
$436.6MLoans
$553.5MShares
$76.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 59% of credit unions under $1B in assets (rank 691 of 1682).
- Widest gap: net interest margin trails 62% of credit unions under $1B in assets (rank 1049 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.76%
Rank 820 of 1,683
Net Interest Margin
3.59%
Rank 1,049 of 1,683
Efficiency Ratio
75.34%
Rank 691 of 1,682
Equity / Assets
12.12%
Rank 970 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.76% | 0.35% | 0.74% | 1.18% | Beats 51% | 820 / 1,683 | |
| Return on Equity | 6.27% | 2.67% | 5.89% | 8.74% | Beats 54% | 775 / 1,681 | |
| Net Interest Margin | 3.59% | 3.31% | 3.82% | 4.32% | Beats 38% | 1,049 / 1,683 | |
| Efficiency Ratio | 75.34% | 68.91% | 78.20% | 86.93% | Beats 59% | 691 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.81% | 0.26% | 0.65% | 1.29% | Beats 43% | 964 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.12% | 10.44% | 12.89% | 16.53% | Beats 42% | 970 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.12% | 10.44% | 12.89% | 16.53% | Beats 42% | 970 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 78.89% | 52.61% | 69.38% | 83.50% | 67th pctl | 550 / 1,683 | |
| Loans / Assets | 68.98% | 44.71% | 59.18% | 70.72% | 71st pctl | 483 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |