Glen Allen, VA · Charter 15209
NCUA · 10 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.42% | 0.20% | 0.31% | 0.32% | 0.33% | 0.31% | 0.20% | 0.28% | -4 bps | |
| Return on Equity | 3.91% | 1.81% | 3.04% | 3.02% | 3.08% | 2.90% | 1.98% | 2.69% | -33 bps | |
| Net Interest Margin | 3.00% | 3.08% | 2.85% | 3.00% | 3.07% | 3.13% | 3.10% | 3.22% | +22 bps | |
| Efficiency Ratio | 87.60% | 93.01% | 90.55% | 91.31% | 91.15% | 91.90% | 93.02% | 91.20% | -11 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.76% | -2.76% | 0.75% | 3.40% | 3.45% | 5.02% | 2.99% | 2.98% | -42 bps | |
| Loan Growth (YoY) | -1.76% | -0.11% | 1.79% | 2.43% | 2.16% | 3.13% | 3.77% | 2.39% | -4 bps | |
| Share Growth (YoY) | -1.44% | -0.78% | 2.76% | 2.34% | 2.73% | 3.39% | 2.12% | 2.51% | +17 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.39% | 0.36% | 0.31% | 0.26% | 0.35% | 0.56% | 0.24% | 0.60% | +33 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.86% | 10.97% | 10.17% | 10.49% | 10.62% | 10.75% | 10.14% | 10.47% | -2 bps | |
| Net Worth / Assets | 10.86% | 10.97% | 10.17% | 10.49% | 10.62% | 10.75% | 10.14% | 10.47% | -2 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 55.40% | 56.81% | 52.28% | 54.69% | 55.10% | 56.66% | 53.13% | 54.63% | -6 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |