Bank of Wisconsin Dells
Wisconsin Dells, WI · Cert 15136 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Dells Bancshares Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$1.1BAssets
$844.4MLoans
$927.8MDeposits
$121.8MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks $1B-$10B in assets operating in a single state (rank 15 of 258).
- Widest gap: tier 1 capital ratio trails 50% of banks $1B-$10B in assets operating in a single state (rank 130 of 258).
- Overall: at or above the peer median on 9 of 9 directional measures.
Return on Assets
1.74%
Rank 33 of 258
Net Interest Margin
3.53%
Rank 121 of 258
Efficiency Ratio
39.66%
Rank 12 of 257
Equity / Assets
11.28%
Rank 88 of 258
Non-interest income vs. expense
Unfavorable gap of $12.0M · efficiency ratio beats 96% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.74% | 0.93% | 1.23% | 1.54% | Beats 87% | 33 / 258 | | |
| Return on Equity | 15.40% | 9.26% | 11.84% | 14.74% | Beats 79% | 55 / 258 | | |
| Net Interest Margin | 3.53% | 3.16% | 3.49% | 3.88% | Beats 53% | 121 / 258 | | |
| Efficiency Ratio | 39.66% | 51.71% | 60.30% | 69.65% | Beats 96% | 12 / 257 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.09% | 0.19% | 0.46% | 0.90% | Beats 89% | 30 / 258 | | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.02% | 0.07% | Beats 100% | 15 / 258 | | |
| Capital |
| Tier 1 Capital Ratio | 12.97% | 11.41% | 12.98% | 15.12% | Beats 50% | 130 / 258 | | |
| Total Risk-Based Capital Ratio | 14.23% | 12.10% | 13.91% | 16.08% | Beats 53% | 121 / 258 | | |
| Equity / Assets | 11.28% | 9.09% | 10.24% | 11.72% | Beats 66% | 88 / 258 | | |
| Liquidity & Funding |
| Loans / Deposits | 91.00% | 73.24% | 86.34% | 95.95% | 63rd pctl | 96 / 258 | | |
| Loans / Assets | 78.19% | 63.01% | 72.27% | 78.40% | 72nd pctl | 71 / 258 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |