Bank of Greeleyville
Greeleyville, SC · Cert 15113 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Southeastern Bcorp Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$160.1MAssets
$110.2MLoans
$144.1MDeposits
$15.6MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 80% of banks under $1B in assets operating in a single state (rank 147 of 746).
- Widest gap: net charge-offs / loans trails 96% of banks under $1B in assets operating in a single state (rank 713 of 743).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.13%
Rank 333 of 746
Net Interest Margin
4.29%
Rank 147 of 746
Efficiency Ratio
66.51%
Rank 417 of 746
Equity / Assets
9.73%
Rank 463 of 746
Non-interest income vs. expense
Unfavorable gap of $4.2M · efficiency ratio beats 44% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.13% | 0.72% | 1.06% | 1.45% | Beats 55% | 333 / 746 | | |
| Return on Equity | 11.58% | 6.74% | 10.51% | 13.63% | Beats 60% | 296 / 746 | | |
| Net Interest Margin | 4.29% | 3.17% | 3.68% | 4.16% | Beats 80% | 147 / 746 | | |
| Efficiency Ratio | 66.51% | 55.74% | 64.58% | 75.47% | Beats 44% | 417 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.38% | 0.09% | 0.42% | 1.07% | Beats 54% | 343 / 743 | | |
| Net Charge-Offs / Loans | 0.36% | 0.00% | 0.01% | 0.05% | Beats 4% | 713 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 10.62% | 11.55% | 13.75% | 17.60% | Beats 15% | 632 / 746 | | |
| Total Risk-Based Capital Ratio | 10.62% | 11.71% | 14.33% | 18.43% | Beats 14% | 642 / 746 | | |
| Equity / Assets | 9.73% | 8.90% | 10.51% | 13.06% | Beats 38% | 463 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 76.49% | 61.31% | 78.27% | 90.78% | 47th pctl | 396 / 746 | | |
| Loans / Assets | 68.84% | 53.60% | 66.97% | 76.08% | 55th pctl | 338 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |