New Kensington, PA · Charter 15063
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.14% | 0.22% | -0.30% | -0.34% | -0.27% | -0.24% | -0.38% | 0.04% | +38 bps | |
| Return on Equity | 0.77% | 1.26% | -2.01% | -2.34% | -1.85% | -1.70% | -2.72% | 0.24% | +258 bps | |
| Net Interest Margin | 2.33% | 2.27% | 1.59% | 1.59% | 1.66% | 1.59% | 1.52% | 2.07% | +47 bps | |
| Efficiency Ratio | 93.37% | 89.64% | 117.57% | 120.02% | 114.95% | 113.88% | 123.92% | 97.31% | -2,271 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.56% | -1.93% | 20.49% | 22.85% | 21.63% | 21.35% | 4.16% | -8.84% | -3,169 bps | |
| Loan Growth (YoY) | 6.46% | 2.86% | 3.31% | 2.85% | 2.75% | -1.37% | -2.10% | -2.10% | -495 bps | |
| Share Growth (YoY) | -3.28% | -2.58% | 24.83% | 27.96% | 26.46% | 26.17% | 5.22% | -10.27% | -3,823 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.11% | 0.11% | 0.11% | 0.11% | 0.11% | 0.11% | 0.85% | 3.97% | +386 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.54% | 0.55% | 0.56% | 0.55% | 0.55% | 0.58% | 0.48% | 0.47% | -7 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 17.74% | 17.26% | 14.93% | 14.50% | 14.48% | 13.98% | 14.07% | 15.84% | +134 bps | |
| Net Worth / Assets | 17.74% | 17.26% | 14.93% | 14.50% | 14.48% | 13.98% | 14.07% | 15.84% | +134 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 101.64% | 97.19% | 81.72% | 81.78% | 82.59% | 75.98% | 76.03% | 89.22% | +745 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |