New Kensington Municipal
New Kensington, PA · Charter 15063 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
$3.3MAssets
$2.5MLoans
$2.8MShares
$522KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 60% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 31 of 78).
- Widest gap: net interest margin trails 97% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 76 of 78).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.06%
Rank 70 of 78
Net Interest Margin
2.06%
Rank 76 of 78
Efficiency Ratio
100.00%
Rank 72 of 78
Equity / Assets
15.83%
Rank 31 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.06% | 0.37% | 0.83% | 1.31% | Beats 10% | 70 / 78 | |
| Return on Equity | 0.38% | 1.73% | 5.71% | 9.08% | Beats 12% | 69 / 78 | |
| Net Interest Margin | 2.06% | 3.17% | 3.63% | 4.21% | Beats 3% | 76 / 78 | |
| Efficiency Ratio | 100.00% | 65.01% | 78.15% | 89.28% | Beats 9% | 72 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.96% | 0.40% | 0.84% | 1.97% | Beats 9% | 72 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.83% | 12.42% | 15.10% | 18.27% | Beats 60% | 31 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.83% | 12.42% | 15.10% | 18.27% | Beats 60% | 31 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 89.23% | 34.83% | 50.41% | 71.84% | 94th pctl | 5 / 78 | |
| Loans / Assets | 75.08% | 29.34% | 41.02% | 56.96% | 96th pctl | 3 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |